Vertex Edge Blogs
Stay informed with expert home loan insights, refinancing strategies, and market updates to help you make smarter financial decisions.
Here we go again... The Reserve Bank of Australia (RBA) has raised the cash rate for a fourth time this year to 4.60%. Check out this week's article to find out why they felt the need to pass on more borrowing pain to...
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Here we go again... The Reserve Bank of Australia (RBA) has raised the cash rate for a fourth time this year to 4.60%. Check out this week's article to find out why they felt the need to pass on more borrowing pain to...
29 September 2026
The federal budget introduced major tax reforms for property investors, but it may still be possible to enjoy the potential tax benefits of negative gearing. Here's how it could be done.
23 September 2026
In today's easing market, it may be tempting to wait for property prices to fall further. But it's a strategy that could see first home buyers left disappointed. We explain why.
15 September 2026
Australia's peak property season is underway, and spring 2026 is shaping up as a buyers' market. Here's what the experts say we can expect in the weeks ahead.
8 September 2026
Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or a fall) this side of Christmas. It could be a cue for homeowners to plan rather than panic.
1 September 2026
Property transactions involve big bucks - and that makes them a big target for scammers. With large sums of money at stake, we reveal what to look out for, and how to protect yourself from property settlement scams.
25 August 2026
While rising prices were the talk of the town not so long ago, the tide has started to turn, with property values beginning to soften - but it's not all bad news for home owners.
19 August 2026
Great news! Homeowners can breathe a sigh of relief, with the RBA keeping the cash rate on hold in August. But just because the cash rate is sitting tight, doesn't mean you have to.
11 August 2026
So it turns out some mortgage offset accounts haven't been working as intended, according to a recent investigation. Here's how to check if your home loan offset account has actually been helping you save.
4 August 2026
Waiting for home prices to 'bottom out' before buying may seem like a smart strategy but it could work against you. Here are the risks of holding out and hoping for lower prices.
29 July 2026
Things are looking up for homebuyers. New listings are on the rise, and that can mean more choice and less FOMO pressure for buyers. Here's how the shift in today's market could benefit your homebuying plans.
21 July 2026
The Reserve Bank may have kept rates on hold in June, but a growing number of lenders have cut their home loan interest rates. This could be your sign to review your current loan.
14 July 2026
With more first home buyers relying on family support to get into the market, we explain why it may be beneficial to put the details in writing if Mum and Dad offer a financial helping hand.
7 July 2026
As the calendar flips over to July, now's a good time to give your home loan a once-over. We look at five strategies that could help you save on interest and pay off your mortgage sooner.
30 June 2026
It's just over a month since the Federal Government unveiled its tax reforms on budget night. Here's how property values are responding across the major cities.
23 June 2026
The mortgage broking industry has notched up an exciting record with the news that brokers now account for 81% of Australia's residential lending market. Here's why.
16 June 2026
Worried you'll still be paying off your mortgage in retirement? New research shows you're not alone. Here are five tips to help clear the slate before you hang up your work boots.
9 June 2026
House price growth is slowing but experts say not to expect a crash. We look at what's changed, and why today's market may offer good opportunities for homebuyers.
2 June 2026
A few tweaks to a popular first home buyer scheme has driven a "surge" in Gen Zs buying their first home. And it's not the only upside giving first home buyers a boost now.
26 May 2026
It was great while it lasted, but the rate cut party is well and truly over. Today we look at how you could potentially reduce your home loan interest rate without relying on the Reserve Bank.
20 May 2026
Reforms to negative gearing and capital gains tax have been unveiled in the latest national budget. Here's what they could mean for investors, first home buyers and home owners.
13 May 2026
The hits just keep coming for mortgage holders, with the Reserve Bank of Australia (RBA) today raising the cash rate for a third time this year to 4.35%. If you're starting to struggle with your mortgage repayments, h...
5 May 2026
There's no better feeling than living in a brand new home - it's fresh, clean and it's all yours. But financing a new-build works very differently from buying an established home. Here's what you need to know.
29 April 2026
Having loan pre-approval can be a smart move for home buyers. But the recent Reserve Bank cash rate hikes could leave your pre-approval in need of an update.
22 April 2026Need help with your next step?